Offering a full suite of mortgage products defined by competitve rates and convenient terms.
What is aN ASSOCIATE mortgage broker?
An associate mortgage broker is a licensed trained professional that provides sound advice for your mortgage needs. An associate mortgage broker acts as an intermediary who brokers mortgages on behalf of individuals. Traditionally, banks and other lending institutions have sold their own products. However as markets for mortgages have become more competitive, the role of the mortgage broker has become more popular.
HOW DOES AN ASSOCIATE MORTGAGE BROKER GET SUPERIOR RATES?
Associate Mortgage Brokers go directly to the source of funds. When dealing directly with a bank, there are lots of expenses to run the bank (salaries, heat, lights, rent etc.) and therefore the costs to originate the mortgage is much higher than using the services of a broker. Using the services of an associate mortgage broker saves money and these savings are passed onto the clients.
CAN I GO THROUGH MY BANK WITH An associate Mortgage BROKER?
Yes, associate mortgage brokers deal with many of the chartered banks and can generally coordinate a lower rate than you can get on your own.
Why work with an associate mortgage broker?
An associate mortgage broker represents the customer, not the lender. An associate broker is not an employee of a lending institution. They are focused on finding the best rates and terms for their clients, no matter their situation. A professional presentation to prospective lenders will get favorable responses and save time and money. Brian Yhard works with over 35 mortgage companies across the country who compete for your business.
WHAT LENDERS DO we WORK WITH?
Some of the many lenders we deal with include: TD Canada Trust, First National, Scotiabank, Home Trust, Strive, Bridgewater Bank, MCAP, RMG Mortgages, Wealthline, B2B Bank, Manulife Bank, Equitable Bank, Merix, Home Equity Bank, Credit Union Atlantic and several others.
What Areas in Canada do we cover?
We service all regions across Nova Scotia including Halifax, Bedford, Sackville, Dartmouth, Truro, Sydney, Yarmouth, Kentville, Bridgewater, New Glasgow and beyond. We can also arrange mortgage in all other provinces in Canada.